What's covered in your Healthcare Deposit Account?
Medical cover
- Surgical operations
- Consultations
- Physiotherapy
- Cancer treatment
- Heart surgery
- Diagnostic investigation
- Acupuncture
- Homeopathy
- Chiropody
- Ambulance fees
Dental cover
- Bridges
- Crowns
- Dentures
- Fillings
- New contact lenses
- New glasses
- Repairs
- Prescription sunglasses
Optical cover
NHS hospital payments
- Up to 10 overnight stays
What's not covered in your Healthcare Deposit Account?
- Any condition you had before you joined, unless we knew about it when you joined and agreed to cover it or you opted for moratorium cover and have had no symptoms for at least two years during the policy.
- Cosmetic treatments
- Dental and optical claims in the first six months of your policy
- Dental check-ups
- Drugs and dressings
- Eye tests
- GP charges
- HIV or AIDS related conditions
- Long-term or chronic conditions
- Overseas treatment
- Pregnancy or fertility related treatments
- Surgical or medical appliances
This page contains a summary, for the full list of what is covered and what's not covered please see page 14-16 of the Your policy explained document.
Fixed Monthly Premiums - for Life!
With the Healthcare Deposit Account, you can choose the level of cover you want. And unless you want to upgrade your cover, premiums will never go up - you will just need to pay more towards any claims as time goes by. And there's no need to renew your policy each year because it continues for as long as you want it to!
Making a claim:
when you claim your personal deposit account will pay a set percentage of the cost based on your age and account type - we will always pay the majority share.
Why not find out more about our Healthcare Deposit Account by calling us on 0800 195 9246 or order your FREE information pack.
