Frequently Asked Questions
We have answered below some of the most frequently asked questions about our With-Profits Bond.
If you can’t find what you need to know here, then you can do one of the following:
Call us FREE on 0800 195 9246 (8am – 6pm weekdays)
Email us enquiries@nationaldeposit.co.uk
Write to us at National Deposit, 4-5 Worcester Road, Clifton, Bristol, BS8 3JL
Alternatively,
Q. How is my money invested?
A. Your money is invested in our with-profits fund which has a diverse portfolio of investments including property, company shares and bonds.
Q. How does my money grow?
A. Depending on the performance of our with-profits fund bonuses may be added annually to your initial investment. Annual bonuses are calculated as a percentage of your initial investment, once allocated they cannot be taken away (unless an MVR is applied).
Q. When can I cash in my bond?
A. You can cash in your bond(s) at any time as there is no fixed term. However this should be seen as a medium to long term investment (5 years plus) and so if you do cash in within the first five years then there may be a penalty charge and you could get back less than your original investment.
Added bonuses – that cannot be taken away
When you invest your lump sum in our With-Profits Bond you may be allocated annual bonuses on top of your original investment, once added these cannot be taken away, you could even receive a further bonus to boost your investment.
Don’t forget:
- You can take out a Bond for a child
or your grandchildren - so they can benefit too!
Alternatively, why not find out more about our With-Profits Bond by calling us on 0800 195 9246 or order your FREE information pack.
